TERMS OF USE

The How of Business
Operated by Levante Business Group, LLC
Effective Date: March 2026

Welcome to www.thehowofbusiness.com
(the “Website”), operated by Levante Business Group, LLC (“Company,” “we,” “us,” or “our”).

By accessing or using this Website, purchasing products, enrolling in programs, or using any tools or services provided by us, you agree to be bound by these Terms of Use (“Terms”).

If you do not agree to these Terms, do not use this Website.

1. Use of Website

You agree to use this Website only for lawful purposes.

You agree not to:

Violate any applicable laws or regulations

Interfere with Website functionality

Attempt to gain unauthorized access to systems

Scrape, copy, or harvest data

Reverse engineer tools, downloads, or digital resources

Impersonate another person

Use the Website in a way that could harm the Company or others

We reserve the right to restrict or terminate access to the Website at our discretion.

2. Intellectual Property

All content on this Website — including but not limited to:

Text

Graphics

Logos

Podcast content

Frameworks

Worksheets

Templates

Assessments

Digital downloads

Course materials

Software tools

— is the property of Levante Business Group, LLC unless otherwise noted.

You are granted a limited, non-exclusive, non-transferable license for personal, non-commercial use only.

You may not:

Reproduce

Distribute

Modify

Republish

Sell

Create derivative works

Share login access

Without prior written permission.

3. Digital Products & Tools

If you purchase or access digital products, downloads, assessments, or online tools:

Access is granted for personal business use only.

You may not resell, sublicense, or redistribute materials.

You may not reverse engineer or copy proprietary systems or methodologies.

All digital products are provided “as is.”

We do not guarantee:

Specific business outcomes

Financial performance

Accuracy of automated tools

Suitability for your particular circumstances

You assume full responsibility for how you use these materials.

4. Coaching & Program Participation

Participation in coaching programs, workshops, or group sessions is subject to these Terms and any separate signed agreement.

A coaching relationship exists only when:

A written agreement has been executed

Payment has been received

We reserve the right to remove participants from programs for:

Disruptive behavior

Non-payment

Violation of these Terms

Harmful conduct toward other participants

No refunds will be provided unless explicitly stated in a written agreement.

5. Payments & Refund Policy

Payments are processed through third-party payment processors (such as Stripe).

By purchasing products or services, you agree:

To provide accurate payment information

To honor all payment obligations

Not to initiate chargebacks without first contacting us

Unless otherwise stated:

Digital products are non-refundable.

Coaching or program refund policies are governed by signed agreements.

We reserve the right to suspend access in cases of payment disputes.

6. Email & Communications

By subscribing to our email list, you consent to receive communications from us.

You may unsubscribe at any time.

Communications are governed by our Privacy Policy.

7. AI Tools & Automated Systems (If Applicable)

If we provide AI-powered tools, assessments, or chatbot functionality:

Outputs are generated automatically.

They are for informational purposes only.

They do not constitute professional advice.

You assume full responsibility for reliance on any automated outputs.

8. Third-Party Links & Services

Our Website may link to third-party services, affiliates, or sponsors.

We are not responsible for:

Third-party content

Service quality

Claims made by third parties

Outcomes resulting from third-party products

Your interactions with third parties are governed by their own terms.

9. Disclaimer of Warranties

The Website and all content are provided “as is” and “as available.”

We make no warranties, express or implied, including:

Merchantability

Fitness for a particular purpose

Non-infringement

Accuracy or completeness

We do not guarantee uninterrupted or error-free operation.

10. Limitation of Liability

To the fullest extent permitted by law, Levante Business Group, LLC and Henry Lopez shall not be liable for any:

Direct

Indirect

Incidental

Consequential

Special

Punitive

Damages arising from:

Use of this Website

Participation in coaching

Use of digital tools

Business decisions made by you

Third-party platform failures

Your sole remedy is to discontinue use of the Website or services.

11. Indemnification

You agree to indemnify and hold harmless Levante Business Group, LLC, Henry Lopez, affiliates, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from:

Your violation of these Terms

Your misuse of the Website

Your business decisions

Your reliance on provided information

12. Termination

We reserve the right to:

Suspend or terminate access

Remove content

Cancel accounts

Restrict participation

At our sole discretion, without prior notice.

13. Governing Law & Venue

These Terms shall be governed by the laws of the State of Florida.

Any disputes shall be resolved exclusively in the state or federal courts located in Martin County, Florida.

You agree to submit to the jurisdiction of those courts.

14. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

15. Changes to Terms

We may update these Terms at any time.

Changes become effective upon posting.

Continued use of the Website constitutes acceptance of the updated Terms.

16. Contact Information

For questions regarding these Terms, please contact us through the Contact Form